4 Data Points Academy Terms of Service

Effective date: October 13, 2026

1. Agreement and Electronic Acceptance

These Terms of Service (the "Terms") are a binding agreement between 4 Data Points Academy, Inc., a Nevada corporation ("4DPA," "we," "us"), and anyone who purchases or uses a 4DPA program, product, or service ("you"). They cover our real estate mentorship programs, workshops, courses, land trust document preparation, the 4DPA app, and our websites. You accept these Terms by checking the acceptance box and completing checkout, or by using our services. Your electronic acceptance has the same effect as a handwritten signature under Nevada's Uniform Electronic Transactions Act (NRS Chapter 719) and the federal E-SIGN Act. You confirm that you are at least 18 years old.

The Empire program and VentureU retreats have their own terms. If those terms conflict with these Terms, the program-specific terms control for that program.

2. Programs and Payment

• Mentorship (Group Curriculum, One-on-One Mentorship, and Jumpstart Business Premier) is paid in full at enrollment. Access begins immediately. Mentorship has no set end date and continues for as long as 4DPA offers the program, subject to these Terms.
• Workshops (including the Multifamily Commercial Workshop, Self-Image Workshop, and Self-Image Intensive) are live sessions held on the date shown at purchase.
• Land Trust Document Preparation is a one-time fee for preparing a land trust document package from the information you provide (see Section 5).
• Prices are those shown at checkout. By purchasing, you authorize 4DPA to charge your payment method for the amount shown.

3. All Sales Are Final

All 4DPA purchases are final and non-refundable. Access to programs, materials, and services begins immediately after purchase. If you have a problem with a program, contact us at [email protected] and we will work with you to resolve it.

Workshops. If 4DPA cancels or reschedules a workshop, or if you cannot attend and tell us before the session starts, we will move your registration to another date. Workshop fees are not refunded.

Please contact us before disputing any charge with your card issuer. If you file a chargeback for a charge these Terms authorize, 4DPA may suspend your access until the dispute is resolved.

4. Education Only; No Guarantee of Results

4DPA provides education. Our programs, workshops, tools, and materials are not investment, legal, tax, accounting, or financial advice, and participating does not create a broker-client, agent-client, attorney-client, or fiduciary relationship. Real estate investing involves risk, including loss of money. Examples of results are not typical and are not promises. We do not guarantee any income, deal, return, or other result. Consult your own licensed professionals before making investment, legal, or tax decisions.

5. Land Trust Document Preparation

4DPA is not a law firm and does not provide legal advice. We prepare land trust documents and recording instructions based on the information and documents you provide, including your current deed. You are responsible for the accuracy of that information, for reviewing every document before you sign it, for signing and notarization, and for recording fees, transfer taxes, and filings. We recommend that you have the documents reviewed by an attorney licensed in the state where the property is located. 4DPA is not responsible for how a county recorder, lender, insurer, or tax authority treats the documents.

6. Your Use of Our Materials

All courses, recordings, field manuals, tools, and materials belong to 4DPA or its licensors. Your purchase gives you a personal, non-transferable right to use them for your own education and business. You may not share your login, record or redistribute live sessions, or copy, resell, or publish our materials. 4DPA may remove anyone from a program or session, without refund, for disruptive or abusive conduct or for violating this section.

7. Text Messages and Email

If you opt in, 4DPA may send you text messages about your purchases, account, sessions, and services, and, if you separately agree, marketing messages. Consent to marketing messages is not a condition of purchase. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for help. You may unsubscribe from marketing emails at any time using the link in the email.

8. Disclaimer

9. Limitation of Liability

10. Indemnification

You agree to defend and indemnify 4DPA against claims, fines, and costs (including reasonable attorneys' fees) arising from your investment or business decisions, the information you provide to us, or your violation of law or these Terms.

11. Changes to These Terms

4DPA may update these Terms. The version in effect when you purchase governs that purchase. For ongoing programs, we will email you at least 30 days before material changes take effect. Section 12 may not be changed for a dispute you have already notified us of.

12. Governing Law and Binding Arbitration

These Terms are governed by the laws of the State of Nevada, without regard to its conflict-of-law rules, and by the Federal Arbitration Act.

1. Informal resolution first. Before starting arbitration, the party with a dispute must send the other a written description of it. The parties will try in good faith to resolve it within 30 days.
2. Binding arbitration. Any dispute not resolved informally, including disputes about the scope or enforceability of this section, will be resolved by binding arbitration administered by the American Arbitration Association (AAA) under its rules applicable to the dispute, before a single arbitrator. Arbitration will take place in Las Vegas, Clark County, Nevada, and the arbitrator may allow parties to appear by video. The arbitrator's decision is final and may be entered as a judgment in any court with jurisdiction.
3. Exceptions. Either party may bring an individual claim in small claims court instead. Either party may ask a court for an order to stop misuse of its intellectual property or confidential information.
4. No class actions; no jury. Disputes will be resolved only on an individual basis. Neither party may bring or join a class, collective, or representative action. Both parties waive any right to a jury trial.
5. Severability. If the class-action waiver is found unenforceable for a claim, that claim will proceed in the state or federal courts located in Clark County, Nevada, and not in arbitration.

13. General Terms

• Entire agreement. These Terms, the Refund Policy, the Privacy Policy, and the description of what you purchased are the entire agreement between you and 4DPA.
• Severability. If any part of these Terms is found unenforceable, the rest remains in effect.
• Assignment. You may not transfer your purchase or these Terms without 4DPA's written consent. 4DPA may transfer them to a successor business.
• Events beyond our control. 4DPA is not responsible for delays or changes caused by events outside its reasonable control.
• Notices. Notices to 4DPA go to [email protected]. Notices to you go to the email address you gave us.

14. Contact